Whether you’re a new pet parent or already have a few pet-panions, choosing the best pet insurance for your furry friends can be a difficult choice. From insurance that offers comprehensive coverage to accident and illness coverage, or a plan specifically for puppies or older pets, there’s something for every need and budget.
Here are some of the top-rated pet insurance providers to choose from, according to our research and veterinarian recommendations.
For some pet insurance companies, the average monthly costs depend on age, breed, and size. As dogs age and become more prone to accidents and illness, monthly premiums tend to increase. They can also change based on your state and your policy.
The cost of your policy is also dependent on whether you add additional coverage or plans or how many claims you submit each year.
*Rating of overall customer opinion based on Consumer Affairs and BBB data
Similar to human health insurance plans, pet owners have to pay a monthly or yearly premium for pet insurance. The premium price can vary depending on a few variables, including:
The monthly cost of pet insurance varies based on all of these factors. According to the North American Pet Health Insurance Association (NAPHIA), dog and cat owners can expect to pay anywhere between $10 to $55 for monthly premiums.
Most pet owners will spend around $35 to $55 per month for a plan with accident and illness coverage. Accident-only coverage tends to be the least expensive, leaning toward the lower end of $10-$20 a month.
By providing financial security and peace of mind, pet insurance alleviates the burden of having to make tough decisions about your pet’s care. Choosing the best pet insurance will depend on you and your pet(s). With pet insurance, pet parents can make sure their pets receive the care they deserve without the stress or financial strain.
The best insurance depends on your dog and their needs. This includes what you want to pay as your monthly premium, if your pup has any pre-existing conditions, and more. Make sure to do your research on different providers to find the best fit for you and your dog.
Having pet insurance can be financially helpful when your pet needs expensive procedures or treatments. But, one downside is traditional policies don’t cover preventive or elective procedures such as dental cleanings or spaying/neutering. These usually would need to be added to a policy or purchased alone for an additional fee.
Yes. As your dog ages, your premiums will likely increase. Some pet insurance companies won’t increase premiums until a certain number of years have passed, while others increase incrementally per year.
The average cost of pet insurance is $65 per month for dogs and $30 per month for cats, but this can vary depending on the provider and your pet’s specific needs.
How much you spend on pet insurance will vary depending on your animal, needs, the plan and company you choose, and your budget. While the average monthly cost for pet insurance ranges from around $30-65, this will vary from plan and company.
